Defined Contribution Plan Re-Enrollment: Responsible Redirection or Wrong Direction (An Investment Perspective)
DC plans are by their very nature participant directed, so the thought of overriding a participant’s own decisions may seem foolish. We disagree. In some cases, we believe that a “re-enrollment” or “re-booting” process may be just the right direction.
Diversification – How Much is Too Much?
In the investment world, diversification has always been a cornerstone of good portfolio management. We believe in it and advise our clients to diversify their portfolios across asset classes and investment strategies. But can there be too much diversification? We think the answer is yes.